InvioInvio
Xero MCP connector

Your assistant drafts the books. Your team approves them.

Connect every Xero organisation you run to whichever AI assistant you already use. Reads are live. Every write waits in a queue until a person approves it - and an unapproved draft expires after 24 hours.

Works with Claude, ChatGPT, and any assistant that speaks MCP

Pending changes

Invoice draft · $1,240.00

Drafted by your assistant · expires in 24h unless approved

Illustration of a real draft - not your account's actual activity.

Writes never skip approval

Drafts expire after 24 hours if nobody acts

Every approval records who approved it

How It Works

Three steps, one of them yours

01

Connect Xero

Sign in with Xero and choose which organisations to share. Add more any time, up to your plan's limit.

02

Your assistant drafts

It reads your live data directly. When it wants to create or change an invoice, a contact, a credit note or a journal, that becomes a draft - not a change to your books.

03

You approve

Review each draft and approve or reject it inside Invio. Nothing reaches Xero until you do, and an unapproved draft expires after 24 hours.

What It Can Do

Reads are live. Writes wait for you.

19 tools in total, grouped by what they mean for your books - not a raw tool list.

Reads

Live

Organisations

Every Xero organisation you've authorised, and whether a connection needs reauthorising.

Invoices and receivables

Invoice lists filtered by type and status, one invoice's full detail, and who owes you money and how overdue it is.

Contacts

Customers and suppliers, with their balances and contact details.

Credit notes

Credit note lists and one credit note's full detail.

Projects

Job and project costing - estimate, invoiced and still-to-invoice figures per project.

Accounts and reports

The chart of accounts, plus profit & loss and balance sheet, on demand.

Approval queue

What's still waiting for your approval right now, across every organisation you've connected, with a direct link to act on it.

Writes

Via approval

Draft invoices

Draft contacts

Credit notes

Manual journals

Every write is a draft first. It sits in your approval queue until an Owner or Approver approves it. Unapproved drafts expire after 24 hours and nothing is written.

For Practices

One connector, a whole client list

Property and SPV portfolios, funds, group companies, or an accounting practice with a full client list - anyone running more than one Xero organisation.

Ask across every organisation you've authorised in one session - no reconnecting between clients.

On Growth and Business, invite your team with a role: Owner, Approver or Viewer.

On Business, restrict a team member to specific organisations and see who approved each change, by name.

Roles

Owner

Connects organisations, invites the team, approves anything.

Approver

Approves or rejects drafts.

Viewer

Sees the same queue, can't act on it.

Owner is always the account holder. Approver and Viewer roles are available on Growth and Business.

Comparison

How the field stacks up

Xero's own connector splits into two very different products with opposite weaknesses - collapsing them into one column would be inaccurate.

CapabilityInvioXero's Claude integrationXero's open-source MCP server
Works with any MCP-capable assistant
Writes held for your approval, inside Invio

n/a - read only

Multiple organisations in one session
Create invoices and contact changes
Invoice list filters (type, status)LimitedLimited
Profit & loss and balance sheet reports
Nothing to host or keep running

We compare Xero's two free options above because they are the real alternative most buyers already know about. We do not name other paid connectors here.

Pricing

Priced on organisations, never on assistants

Every plan includes all 19 tools, the approval queue and team roles from Growth up. Plans differ by how many organisations you connect and how separated they stay.

Organisation counts below are each plan's own ceiling. We can connect 2 more organisations right now, so a plan whose ceiling is higher than that will not fill up straight away. If buying a plan would take us past what we can connect today, we'll tell you before you pay, not after.

Starter

A sole trader or bookkeeper working a handful of entities.

$87/mo USD

Up to 5 organisations

All 19 tools - reads live, writes wait for your approval

The account owner approves every change

Most organisations

Growth

A practice where more than one person needs to approve.

$136/mo USD

Up to 12 organisations

Everything in Starter, plus:

Invite your team with an Owner, Approver or Viewer role

Business

Client work that has to stay separated, person by person.

$185/mo USD

Up to 30 organisations

Everything in Growth, plus:

Restrict a team member to specific organisations

See who approved each change, by name

Enterprise

More than 30 organisations, or something bespoke for your practice.

Custom

As many organisations as you need

Everything in Business, plus whatever your practice needs - tell us and we will scope it

Every plan includes hosted infrastructure, automatic token refresh, and unlimited assistants - connect Claude, ChatGPT or any other MCP client on the same subscription. Prices in USD. This is a separate subscription from Invio invoicing plans: buying one does not include the other, and you do not need an invoicing plan to use the connector.

Set up in about ten minutes

A step-by-step guide for Claude, ChatGPT and other MCP clients - from picking a plan to your first approved draft.

FAQ

Frequently Asked Questions

Which AI assistants does this work with?
Any assistant that supports MCP (the Model Context Protocol) as a remote connector - the protocol itself is what we have tested directly against this connector. Invio already runs the same connector mechanism for its own tools with Claude and ChatGPT (see the AI invoicing and Connect your AI pages), so we expect both to work here the same way. We have not tested every AI product on the market, and we are not going to claim one works until we have - if a setup guide is missing for the assistant you use, ask us and we will tell you honestly where that stands.
What happens when my assistant wants to change something?
It can't post the change to Xero directly. Your assistant hands the draft - a new invoice, or a contact edit - to Invio, which shows you exactly what it wants to write and to which organisation, and holds it. Nothing reaches Xero until you approve it inside Invio. If you never approve it, it never happens.
What happens if nobody approves a draft?
It expires 24 hours after your assistant drafted it, and nothing is written to Xero. The expired draft stays visible in your history, so you can still see what was proposed even after it lapses.
Who on my team can approve a change?
On Starter, that's just the account owner - there's no other login on that plan. Growth and Business let you invite people with a role: Owner, Approver (can approve or reject drafts) or Viewer (sees the same queue, but can't act on it). Every approval is recorded against the person who made it at every tier; browsing that record by name inside Invio, rather than just knowing it exists, is a Business-tier capability.
Can my assistant read data without approval?
Yes. Reads run straight through - invoice lists, contacts, profit and loss, balance sheet, who owes you money. That is the point of being able to ask a question. The approval gate is on writes only: creating or changing an invoice, a contact, a credit note, or a manual journal.
Can it work across all my Xero organisations at once?
Up to the number on your plan, yes - but it is worth being precise about the mechanism. Each read is answered per organisation: your assistant asks the same question of each one you have authorised and puts the answers together for you, rather than one call somehow spanning all of them at once. In practice that means you can ask once and get a combined answer without reconnecting, and it also means a call can never accidentally cross into an organisation you have not authorised - there is no field anywhere for your assistant to name a different one.
Is this an official Xero product?
No. Invio is an independent connector built on Xero's official API. We are not affiliated with, endorsed by, or certified by Xero, and we say so on every page.
What Xero permissions does it need?
You authorise through Xero's own OAuth screen and choose which organisations to include. You will need advisor-level, or standard-with-reports, access on each organisation you connect. You can revoke access from inside Xero at any time, and we lose it immediately.
Where does my financial data go?
It is read from, and written to, Xero through the official API for the operation you asked for. We do not retain your transaction, account, or report data afterwards - what we do keep is your encrypted Xero tokens, the list of organisations you have authorised, and a record of which tool was called, when, and against which organisation, for the audit trail. Credentials are encrypted and never appear in logs.
Is my data used to train AI models?
Not by us, and not by Xero's terms, which prohibit it. What the assistant's own provider does with your query is governed by your agreement with them, not with us - check their current terms before you rely on that.
Who is responsible for what gets posted?
You are. Invio shows you every change before it happens and records who approved it, but the approval is a human decision and the entries are yours. Review what your assistant drafts the way you would review anyone else's work before it goes in your books.
What if I switch assistants later?
Point the new one at the same connector link from Settings. Your Xero authorisations and everything Invio knows about your organisations stay where they are - there is nothing to migrate, and no need to re-authorise Xero.
Get Started

Start with the entities you already can't see across

Connect the Xero organisations you run, point whatever assistant you already use at Invio, and ask the question you'd normally open several tabs for.

Invio is an independent product built on Xero's official API. Invio is not affiliated with, endorsed by, or certified by Xero. Xero is a trademark of Xero Limited. Claude and ChatGPT are trademarks of their respective owners, and we are not affiliated with either. You remain responsible for reviewing and approving any changes made to your Xero organisations.