Invoicing Software for Sole Traders in New Zealand
Invio gives NZ sole traders, tradies, and freelancers one place to quote work, send GST-ready invoices, track payment status, and follow up - without turning invoicing into bookkeeping busywork.
No credit card required · Free forever for up to 5 invoices a month
Six ways NZ sole traders invoice.
One sentence each on who it is really for - including where Invio is not the answer.
Xero
Xero's own homepage calls itself ‘the all-in-one to get your business done’, says it is ‘Built for the way Kiwi businesses work’, and names over 250,000 accountants and bookkeepers on the platform - full accounting software with an accountant ecosystem behind it, not an invoicing-only tool.
MYOB
MYOB's own product page targets ‘sole traders and small businesses’ through to established, multi-location businesses, under the line ‘Turn potential into results with MYOB Business.’
Hnry
Hnry's own homepage describes itself as an ‘Accountant and tax automation tool for sole traders’, under the line ‘Never think about tax again.’
Solo
Solo's own homepage says it is ‘For the self employed, sole traders and side hustlers’ - ‘the tax and accounting app that saves you time.’
Zoho Invoice
Zoho Invoice's own page says it is ‘perfect for small businesses, consultants, agencies, contractors, freelancers, entrepreneurs, and startups.’
InvioOurs
Invio's own description: ‘a New Zealand-built invoicing app for sole traders, tradies, and freelancers’ - free to start, flat pricing, built for getting paid faster. It is invoicing and quoting with statement reconciliation - no payroll or GST-return filing (see the GST and IRD row).
Compare the six, with sources
Checked against each product's own pages on 23 September 2026. Where a cell says not verified, the product's page did not say.
Xero
What it is
Xero describes itself as ‘the all-in-one to get your business done’ - full business accounting software, not invoicing-only.
Price
Ignite, the entry-level NZ plan, is listed at $35/month (excl. GST) once the introductory-offer period ends.
GST and IRD
Xero's own page states: ‘Submit returns securely to IRD using the GST filing software in Xero.’
Invoices included
The Ignite plan is listed as limited to 20 invoices and 5 bills a month; the next tier up is listed with unlimited invoices and bills.
MYOB
What it is
MYOB Business is accounting software - its own product page's line is ‘Get paid faster, stay compliant and automate your to-do list.’
Price
MYOB Business Lite is listed at $315/year + GST regular price, discounted to $157.50/year + GST for the first year.
GST and IRD
MYOB's own pricing page lists ‘Track GST and lodge reports with IR’ against both the Lite and Pro plans.
Hnry
What it is
Hnry is a managed tax service, not standalone invoicing software - its own line is ‘Never think about tax again.’
Price
Hnry's own pricing page states: ‘1% +GST of your self-employed income, capped at $1,500 +GST per year’ - not a monthly subscription.
GST and IRD
Hnry's pricing page frames the one fee as covering the tax work too: ‘We’re your accountant, your software, and everything else. And our fee covers it all.’
Invoices included
Hnry's pricing page lists ‘Invoices and quotes’ among its unlimited features: ‘Send unlimited invoices and quotes from the Hnry app’, and ‘we’ll take care of chasing late payers.’
Solo
What it is
Solo describes itself as a tax and accounting app built on an automatic bank feed, under the line ‘Take control of your taxes.’
Price
Solo lists Basic at $15/month + GST ($12.50/month + GST billed annually) and Premium at $27/month + GST ($22.50/month + GST billed annually).
GST and IRD
Solo's own page states it ‘automatically calculates GST on income and expenses and provides all the figures you need to simply copy and paste into your online return’ - it calculates the figures, it does not file the return for you.
Invoices included
The pricing page lists invoicing as a feature of both tiers but does not state a numeric invoice limit for either; not verified here.
Zoho Invoice
What it is
Zoho Invoice calls itself ‘Free online invoicing software for small businesses’ - invoicing-only, not an accounting suite.
Price
The pricing page presents Zoho Invoice as free (‘Is Zoho Invoice really free?’), with ‘Powered by Zoho Invoice’ branding on documents; it lists no paid tier.
GST and IRD
The pages checked describe invoicing, payments and follow-ups; New Zealand GST or IRD-specific handling is not verified here.
Invoices included
The free plan is listed as up to 2 users, up to 3 projects, and ‘Send up to 500 invoices per year.’
Invio
What it is
Invoicing-first: quotes, GST-ready invoices, payment tracking, reminders and bank statement reconciliation - it does not do payroll or managed tax.
GST and IRD
Produces GST-ready invoices at 15% when the business is GST-registered and shows GST return figures to help fill in your own return, but does not file the return with IRD.
Invio's own three tiers
The same numbers as the table above, laid out on their own.
Starter - free
5 invoices a month, unlimited quotes, expense capture, 3 free auto-chased reminders ever, and no credit card required.
Pro - $19/mo
Unlimited invoices, unlimited automated reminders, and full workflow headroom as volume grows.
Growth - $59/mo
Everything in Pro, plus 100 voice invoices a month (Pro has 10, Starter 3), a bigger allowance of Offsider, Invio's AI chat helper for drafting invoices and checking your numbers, and Projects Pro for job budgets and profit by job. A lead form and extra businesses are add-ons on any paid plan.
What sole traders should expect
Use this page when you are choosing a repeatable invoicing system, not just creating one invoice or checking the free-plan limit.
Fast enough for small jobs
Create a quote or invoice quickly from saved details, so admin does not swallow the margin on small pieces of work.
Clear enough for tax time
Keep GST-ready invoice records, customer details, totals, and payment status easier to review when IRD records or accountant handover matter.
Light enough to start free
Start with 5 invoices a month and unlimited quotes, then upgrade only when unlimited invoices and reminders become worth it.
Invoicing Software FAQs
Common questions from NZ sole traders comparing invoicing software, including the honest comparison above.
Is Invio free to start?
Does it handle GST invoices?
Who is it best for?
What happens when I need more volume?
Does Invio replace Xero, MYOB, Hnry, Solo, or Zoho Invoice?
How does Invio compare to Xero, MYOB, Hnry, Solo and Zoho Invoice?
Xero: Xero's own homepage calls itself ‘the all-in-one to get your business done’, says it is ‘Built for the way Kiwi businesses work’, and names over 250,000 accountants and bookkeepers on the platform - full accounting software with an accountant ecosystem behind it, not an invoicing-only tool. Source (checked 2026-09-23).
MYOB: MYOB's own product page targets ‘sole traders and small businesses’ through to established, multi-location businesses, under the line ‘Turn potential into results with MYOB Business.’ Source (checked 2026-09-23).
Hnry: Hnry's own homepage describes itself as an ‘Accountant and tax automation tool for sole traders’, under the line ‘Never think about tax again.’ Source (checked 2026-09-23).
Solo: Solo's own homepage says it is ‘For the self employed, sole traders and side hustlers’ - ‘the tax and accounting app that saves you time.’ Source (checked 2026-09-23).
Zoho Invoice: Zoho Invoice's own page says it is ‘perfect for small businesses, consultants, agencies, contractors, freelancers, entrepreneurs, and startups.’ Source (checked 2026-09-28).
Invio: Invio's own description: ‘a New Zealand-built invoicing app for sole traders, tradies, and freelancers’ - free to start, flat pricing, built for getting paid faster. It is invoicing and quoting with statement reconciliation - no payroll or GST-return filing (see the GST and IRD row). Source (checked 2026-09-23).