Write the invoice in 60 seconds. GST does itself.

Invoicing for New Zealand and Australian sole traders and trades. Five invoices a month free, no card. Pro from NZ$19.

No card. Cancel any time. NZ$ shown, AU mirrors in A$.

Example invoice INV-0247

Apex Electrical Ltd

12 Industry Road

Penrose, Auckland 1061

GST: 123-456-789

TAX INVOICE

INV-0247

Issue: 20 Sep 2026

Due: 28 Sep 2026

Paid

Bill To

Kauri Ridge Property Ltd

42 Sandringham Road

Kingsland, Auckland 1021

DescriptionAmount
After-hours callout1 x $95.00$95.00
Labour, registered electrician3.5 x $85.00$297.50
RCD, 2 pole 40A2 x $68.40$136.80
TPS cable 2.5mm, 20 m20 x $3.15$63.00
Subtotal$592.30
GST (15%)$88.85
Total$681.15
Amount paid$681.15
Balance due$0.00
Paid online by card02 Oct 2026

Thank you for your business!

GST

GST 15% calculated

$88.85 on $592.30

Sent

Sent to client

Email with a Pay button

Overdue

Reminder sent

3 days overdue, automatic

Paid

Paid by card

$681.15

Scheduled

Next invoice: 20 Oct

Monthly, sent for you

DashboardWhere the money is, the moment you send.

Outstanding

$2,408.65

3 invoices out

Overdue

$1,240.00

Halswell Joinery, 6 days

Paid this month

$3,416.00

3 invoices paid

InvoicesExample

  • INV-0247Kauri Ridge Property LtdPaid$681.15
  • INV-0246Nathan & Priya SoodSent$612.40
  • INV-0245Grant & Nadia SallisSent$556.25
  • INV-0244Halswell Joinery6 days overdueOverdue$1,240.00
  • INV-0243Mark & Diane StaffordPaid$1,720.35
  • INV-0242Craig & Melissa FindlayPaid$1,014.50

No card to start

5 invoices a month, free forever

GST 15% in NZ, 10% in AU

Export everything, any time

998

invoices issued through Invio

741

of them marked paid

NZ$715,239

marked paid through Invio

Figures to 23 October 2026. We publish what we have, not what sounds bigger.

Two steps, and the second one is the point

01

Create in seconds.

Type it, or say it out loud in the ute with the engine still running. Lines, hours, materials, GST. The client comes back from the last job you did for them.

Callout, labour at your hourly rate, parts at cost or marked up. GST worked out as you build the invoice, not bolted on at the end.

Draft INV-0247

Apex Electrical Ltd

12 Industry Road

Penrose, Auckland 1061

GST: 123-456-789

TAX INVOICE

INV-0247

Issue: 20 Sep 2026

Due: 28 Sep 2026

Draft

Bill To

Kauri Ridge Property Ltd

42 Sandringham Road

Kingsland, Auckland 1021

DescriptionAmount
After-hours callout1 x $95.00$95.00
Labour, registered electrician3.5 x $85.00$297.50
RCD, 2 pole 40A2 x $68.40$136.80
TPS cable 2.5mm, 20 m20 x $3.15$63.00
Subtotal$592.30
GST (15%)$88.85
Total$681.15
Amount paid$0.00
Balance due$681.15

Payment Details

Please use the following details to make a payment.

Bank: BNZ

Account: 02-1234-0123456-00

Reference: INV-0247

Thank you for your business!

02

Get paid faster.

Send as a link or a PDF. They pay by card or bank transfer from the invoice itself. Reminders go out on their own until it is paid, so you are not the one chasing.

You see when it was opened. Reminders keep going until it is paid, and you can turn them off per invoice.

Invoice INV-0247

  1. Sent
  2. Overdue
  3. Paid
  1. 20 Sep

    Invoice INV-0247 from Apex Electrical Ltd

    To Kauri Ridge Property Ltd

    Pay invoiceOpened
  2. 1 Oct

    Overdue: Invoice INV-0247 is outstanding - $681.15

    Sent automatically, 3 days after the 28 Sep due date

  3. 2 Oct

    Paid by card

    The invoice is marked paid. Reminders stop.

    $681.15Paid

What it actually does

Seven capabilities, grouped by the part of your week they belong to. Every one of them is in the product now.

The money

Three of seven

Smart GST Engine

15% worked out on every taxable line, with your prices entered GST-exclusive or GST-inclusive. Not registered for GST? No GST is added and the heading reads "INVOICE" rather than "TAX INVOICE". On invio.com.au it switches to 10% and the Australian fields.

INV-0247

Subtotal$592.30

GST (15%)$88.85

Total$681.15

$592.30 + $88.85 = $681.15

Tax time sorted

Your GST return figures, worked out as you invoice and ready to file. A year to date view your accountant can read without asking you for anything.

GST return figuresExample

GST on sales$88.85

GST on purchases$26.09

GST to pay$62.76

Figures ready at period end

Card payments

A pay button on the invoice itself. Card or bank transfer, their choice. The processing fee is shown to you before you send, never buried in the total.

Pay online by card

Pay $681.15 by card

Or by bank transfer, using the details on the invoice.

Fee shown before you send

The paperwork

Three of seven

Invoice settings

Your logo, your payment terms, your numbering, your bank account, your default note at the bottom. Set once, applied to everything after it.

Apex Electrical Ltd

NumberingINV-0247

BankBNZ 02-1234-0123456-00

INV-0247, due the 20th

Expenses, with the receipt attached

Photograph the receipt at the merchant while you are still standing there, and file the expense against the job with the photo kept on it. No shoebox at the end of the year.

Expense

Hardware storeMaterials$200.00

Receipt photo attached

Every plan

Automated reminders

Polite first, firmer later, and they stop the moment the money lands. Off any time, per invoice, because some clients you would rather ring.

Automatic reminders

Overdue: Invoice INV-0247 is outstanding - $681.153 days after the due date

Paid. Reminders stop.

Until it is paid

The AI layer

One of seven, and optional

Connect your AI

Ask Claude or ChatGPT what is owed and who is late, in the assistant you already use. Reads are live. A send carries the same bank-details and email checks whoever asks for it, and you can revoke a connection in Settings at any time.

Who is late paying me?

ClaudeHalswell Joinery: $1,240.00, 6 days overdue.

Claude and ChatGPT

“Simple to use, does exactly what I need, and without any bloat. The free tier covered me perfectly until I outgrew it, and Pro’s been worth every dollar since.”

Brendan, McQueen Labs. Free plan, then Pro from May to October 2026.

One quote, from one real customer, published in full. We are not going to pad this section with three more until three more people have said something worth printing.

What we are building next

Published so you know what is missing before you pay, not after.

Planned
Live bank feedBank transactions come into Invio, and an invoice is marked paid when the exact amount arrives, with Undo. Through Akahu. An add-on.
Live
GST to IRDInvio works out the GST for each filing period from your invoices and expenses, shows when the return is due and reminds you before it is. You mark it paid. Paying IRD from your own account in one tap comes later. A summary, not a filed return.
Live
Projects and timeLog hours, approve them, turn hours into an invoice, on Pro and Growth. Budgets and profit per job come later.
Planned
Team accessInvite staff and your accountant, each with their own role.
Planned
BookkeepingChart of accounts, journals and a trial balance on top of your invoices and expenses.
Planned
Xero syncInvoices you send in Invio appear in your Xero file by themselves, so your accountant sees them in Xero. CSV export for Xero works today.

No dates, because we do not have any. Everything else on this page is in the product today.

Three plans. The free one is a real plan.

NZ$ per month, the full amount you pay. AU mirrors in A$. Each step says what it adds.

Free

$0

5 invoices a month, one user, PDF and email send, GST-ready, one recurring series. Reminders cover your first three invoices, ever: a lifetime allowance, not a monthly one. After that, reminders need Pro.

Pro

was NZ$19, now NZ$5 per month for 3 months

For the trade invoicing every week. Unlimited invoices, unlimited reminders and recurring series, GST return figures, your logo and terms. New to Invio: NZ$5/mo for your first 3 months, then NZ$19/mo.

Growth

NZ$59

For invoicing by voice every day. A much bigger voice-to-invoice allowance and Projects Pro for budgets and profit by job. Extra businesses ($9/mo each) and the lead form with its enquiries dashboard ($9/mo) are add-ons on any paid plan.

On an older price? You keep it. Legacy prices carry over unless you change plan. Full comparison →

Run more than one Xero organisation?

Invio also connects every Xero organisation you authorise to whichever AI assistant you use - reads answered per organisation, writes held until you approve them, whether that's a click in Invio or a word in the chat.

Net profit, 8 organisationsLast month, NZD

Apex Holdings Ltd37,070.00

Apex Electrical Ltd46,384.50

Apex Property Ltd54,449.75

+ 5 more organisations22,979.50

Total, added up by Invio160,883.75

A plain side-by-side sum in NZD, not a consolidation: money between these companies is counted on both sides.

Guides and tips for NZ tradies

Written for people who did not do a business degree and should not have to.

Guides1 Jun 20268 min read

How to Get Paid Faster as a Contractor in NZ (2026 Guide)

Guides8 Dec 20256 min read

How to Create a Valid GST Invoice in New Zealand (2025 Guide)

Business Tips8 Jun 20269 min read

How to Chase Overdue Invoices in NZ (Without Losing the Client)

Tax28 Nov 20257 min read

Sole Trader Tax Guide: What You Can Claim

All guides

Looking for invoicing software for sole traders? See what the free invoicing software plan includes, or work out your GST return, box by box.

Frequently Asked Questions

Is the free plan really free?
Yes. Five invoices a month, one user, no card, no expiry. It is a plan, not a trial, and Brendan above ran on it until he outgrew it.
What happens when I hit five invoices?
At five you can still write drafts and quotes, and everything you have already sent stays exactly as it is. Sending the sixth needs Pro.
Does this work for Australia?
Yes. invio.com.au is the same product with 10% GST, ABN fields and A$ pricing. Same design, same account, region-specific words.
Can I get my data out?
Any time, as CSV and PDF, including on the free plan. Your invoices are yours and leaving does not cost anything.
Does the AI send invoices on its own?
Not on its own. The in-app assistant cannot send at all, the tool is not in its list. A connected assistant like Claude can send. It is told to show you the invoice and wait for your yes before it does, and the send passes the same checks as one you press yourself, except that it cannot skip the bank-details step. You can revoke a connection in Settings at any time.
Do my clients need an account?
No. They get a link, they view the invoice, they pay by card or bank transfer. They never need an account and they never pay us anything.

Send your first invoice tonight.

No credit card required · Free forever plan, 5 invoices a month · Upgrade any time

Free Invoicing Software NZ for Tradies & Freelancers | Invio