Purpose-built for New Zealand

Free Invoicing Softwarefor NZ Sole TradersTradies & Freelancers

Create GST-compliant invoices, quotes, and reminders faster, with a workflow that fits NZ sole traders instead of generic accounting bloat.

New here? Compare Free vs Pro · See the free plan · Check product fit · Use the generator · Invoice by voice

GST-Compliant
NZ-Focused
No Credit Card
Live Invoice Preview
SN
Studio Navis
INV-2026-042
● Paid
Website Redesign
1 × $4,500.00
$4,500.00
SEO Optimisation
1 × $1,250.00
$1,250.00
Total (incl. GST)
$6,612.50
On-time payments92%
This Month
$4.8k
↑ 12.5% from last month
Payment received
Auckland Builds · $2,400.00
Our Network

Trusted by modern professionals across New Zealand.

Used by NZ sole traders who want a clean, compliant workflow without spreadsheet faffing or generic accounting bloat.

IRD Tax Compliant

Secure NZ Bank Payments

NZ Sole Trader Friendly

Built for Local Freelancers

Choose your path

Start in the place that matches your intent

Keep the routes separate: one-off invoice now, free plan setup, broader software fit, or exact Free vs Pro comparison.

Need an invoice now?

Use the generator when you want a proper invoice fast, or download the tax invoice template when you need an offline starting point.

Want to start free?

See the free plan, understand the 5-invoice limit, and decide if it fits your workflow.

View the free plan

Checking software fit?

If you want saved clients, quotes, and repeat work, compare invoicing software for sole traders in NZ.

Invoicing software for sole traders

Need exact pricing?

Use the pricing page when you want the cleanest Free vs Pro comparison and upgrade line.

Compare pricing
Workflow

Built for velocity.

We removed the bloated accounting features you don't use, leaving only the fastest way to get paid for your work.

01

Create in Seconds

Smart defaults and reusable client profiles mean your invoice is ready in under 30 seconds. GST is calculated automatically.

02

Send & Track

Send professional invoice links directly. Know exactly when your client views the invoice.

03

Get Paid Faster

Add clear NZ bank details to every invoice, or let clients pay instantly by card with Stripe.

Core Capabilities

Everything you need,nothing you don't.

Invio isn't trying to replace Xero. It's trying to replace the painful PDF templates and late-night manual follow-ups that slow down modern freelancers.

Smart GST Engine

Toggle between GST exclusive and inclusive pricing with one click. Math is always verified for IRD requirements automatically.

Invoice Settings

Active

Subtotal

$4,500.00

GST (15%)

$675.00

Total Due

$5,175.00

Tax Time, Sorted

A live financial-year summary shows your income, GST collected, and how much to set aside for tax - free on every plan. Export to Xero or MYOB in one click.

GST collected (this year)

$4,820

Set aside for tax

$9,140

Card Payments

Let clients pay your invoices by card. Powered by Stripe, the money lands straight in your account - with the option to pass card processing fees to the client.

Powered by Stripe

Pay invoices by card

Expense & Receipt Capture

Snap a receipt photo from your phone, log the expense with NZ categories, and let Invio handle GST-aware totals and CSV export. Free on every plan.

Expenses this year

$3,240 logged

GST claimable

$421.74

Automated Reminders

Automatically follow up on overdue invoices with firm, professional email reminders. Remove the emotional friction from collecting late payments so you can focus on building your business.

Social Proof

What NZ freelancers are saying

Real feedback from sole traders who rely on Invio to keep their invoicing simple and their payments on time.

“Invio’s been a great fit for my freelance business. Simple to use, does exactly what I need, and without any bloat. The free tier covered me perfectly until I outgrew it, and Pro’s been worth every dollar since. Product feedback is well received and the founder is responsive and genuine. I strongly recommend using Invio.”

BrendanMcQueen Labs

“I’d been looking for so long for exactly this invoicing system. I suggested a feature and it was built within days - the responsiveness is brilliant.”

Sandy MFreelance Contractor
On the roadmap

What we are building next.

Invio is built in New Zealand and shaped by the people who use it - a lot of what ships comes straight from user requests. Here is what is in testing and what is planned next.

Online EFTPOS (Worldline)

Planned

Lower-cost, high-value transaction gateway directly integrated into your invoices. Pro add-on.

Xero / MYOB Auto-Sync (API)

Planned

Live two-way API sync that mirrors invoices into Xero or MYOB automatically. (CSV export is already available today - see Accounting Export.)

Advanced Dashboard Insights

Planned

Deep analytics on your cashflow, client payment speeds, and upcoming revenue forecasting.

Roadmap items are indicative and may change based on testing, compliance, and partner approvals.

Pricing

Simple, transparent pricing.

Start for free to test the core engine - including automatic reminders on your first 3 invoices. Upgrade for unlimited volume, unlimited reminders, and lead capture as you grow.

Starter

Perfect for new freelancers

$0/mo

  • Send up to 5 invoices / mo

  • 15% GST calculation

  • Email invoices & PDF downloads

  • Unlimited clients

  • Payment tracking

  • Card payments via Stripe

  • Auto-chase your first 3 invoices

  • 1 recurring invoice series

  • 3 voice invoices / month

  • Tax summary + EOFY accountant pack

  • Expenses, receipts & owner reports

  • Deposits & refunds

  • 10 Offsider chats / month

A 0.5% Invio platform fee applies to successful card transactions, plus standard Stripe processing fees.

No credit card required

Most Popular

Invio Pro

For established professionals

$5/mo

  • Everything in Starter, plus:

  • Unlimited invoices

  • Unlimited automated reminders

  • Unlimited recurring invoice series

  • 10 voice invoices / month

  • 30 Offsider chats / month

Your AI offsider

Pro AI

Speak it. Send it.

$12/mo

Dictate invoices hands-free, chat with Offsider to draft and get answers, and scan receipts on the go - the home for all AI features as they ship.

  • Everything in Pro, plus:

  • Voice-to-invoice (Say it. Send it.) - 100 / month

  • 200 Offsider chats / month

Includes everything in Pro

Capture & Scale

Growth

For side-hustles & growing businesses

$29/mo

Run every trade or side-hustle from one login - each with its own brand and invoices - and turn website visitors into quote-ready leads automatically.

  • Everything in Pro AI, plus:

  • Unlimited voice invoices

  • 500 Offsider chats / month

  • Embeddable "Request a Quote" widget

  • Enquiries dashboard for all your leads

  • Auto-draft quotes from new leads

  • Multiple brands from one login

Includes everything in Pro AI

From the blog

Guides & tips for NZ tradies

Practical advice on invoicing, GST, and getting paid faster - written for New Zealand sole traders.

Business Tips

8 Jun 2026

How to Chase Overdue Invoices in NZ (Without Losing the Client)

Chasing unpaid invoices is stressful. Here is exactly how NZ tradies and freelancers can follow up overdue invoices and get paid faster, with email and phone scripts.

Guides

1 Jun 2026

How to Get Paid Faster as a Contractor in NZ (2026 Guide)

Tired of chasing payments? Learn 6 proven strategies NZ contractors use to get paid faster - from invoice timing to payment terms and automated reminders.

Comparisons

24 Dec 2025

The 3 Best Free Invoicing Software Options in NZ (2026)

Compare three free invoicing tools for New Zealand businesses, with GST notes, free-plan tradeoffs, and practical tips to invoice faster and get paid sooner.

FAQ

Frequently Asked Questions

Is Invio invoicing software free for sole traders?
Yes. Invio has a free plan with 5 GST invoices per month and unlimited quotes - no credit card required. Paid plans from $5/month unlock unlimited invoices.
Does Invio create GST-compliant invoices for NZ sole traders?
Yes. Every invoice includes your GST number, calculates 15% GST automatically, and meets IRD requirements for NZ sole traders and tradies.
Can sole traders accept card payments through Invio?
Yes. Invio integrates with Stripe so NZ sole traders can add a pay-now link to any invoice and get paid by card directly.
Get Started

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Join hundreds of New Zealand freelancers and contractors who have switched to the invoicing system built specifically for them.

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Invoicing Software for NZ Sole Traders - Free | Invio