Connect Xero to Claude

Free to add, with an active Xero subscription and a free or paid Claude account. This does not make the Xero subscription free. Xero's setup has you choose an organisation. In its 28 September 2026 developer update Xero said its remote MCP server, the endpoint this connector uses, supports switching between multiple Xero organisations. Whether one conversation can query several organisations at once is not documented, so it is not verified here. Xero describes the hosted connector as read-only at launch, including profit and loss summaries. Record changes happen in Xero. Invio connects every organisation your plan allows in one session, reads down to the line items on invoices, bills, credit notes and quotes, and drafts writes - an invoice or bill, a contact change, a credit note, a manual journal - held for a person to approve before anything reaches Xero.

The lines, not only the totals. With the default permissions, Claude can list invoices, bills, credit notes and quotes, then open any one to read its line items: description, quantity, unit amount, line amount, account code and tax type. It can also read contacts with what each one owes and what is overdue, your chart of accounts, Xero Projects jobs if you use Projects, and the profit and loss and balance sheet reports row by row, one row for each account line and subtotal. Payments are readable too if you tick the payments permission when you connect. It cannot read the bank feed: individual bank transactions, such as a card charge, are not available, and manual journals can be drafted but not read back.

No. Invio does not build a consolidated ledger or intercompany eliminations. It gives Claude live read access to each organisation you connect. For the profit and loss and the balance sheet, Invio can put several organisations side by side in one table - a row per account, a column per organisation and a total - when they all report in the same currency, and the total is added up by Invio, not by your assistant. That total is a plain sum: intercompany balances are still in it, accounts are matched only by exact code (or by exact name where an account has no code) with no mapping between differently built charts of accounts, organisations that report in different currencies are refused rather than converted, and if one organisation cannot be read you get an error naming it rather than a total that leaves it out. Other group questions, like "total receivables across the group", are answered by Claude reading every organisation and adding them up in the conversation, not by a consolidation Invio maintains. Treat any group figure as a live read, and check it the way you would check any figure an assistant gives you. If you need full consolidated statements, use a tool built for consolidation - Joiin, Syft or Fathom, for example; Invio does not replace one.

Not necessarily - you can use either, or both. Invio is built for a different job: several organisations in one session, invoice and bill lines you can read one by one, and changes drafted for a person to approve. If you run one Xero organisation and only need to ask questions, compare the dated facts on this page before paying for anything.

Not automatically, and only when Claude Code is signed in with the same claude.ai subscription account - a connector you add in claude.ai does not appear if Claude Code is instead running on an API key, a long-lived setup token, or a third-party provider like Amazon Bedrock or Google Cloud. When it does appear, Claude Code still authorises each connector separately - run /mcp in a session, pick the connector, and approve it there before any tool call works.

The account owner, or a team member you have given the Approver role. A Viewer can see the queue but cannot act on it. Approver and Viewer roles come with the Pro and Growth connector plans. A draft never approves itself: if nobody acts on it, it expires after 24 hours and nothing reaches Xero. The History section of your approvals page in Invio lists each draft with its organisation, whether it was approved, rejected or expired, and, for an approval or rejection, who made the call and when.

It can't post the change directly. Claude hands the draft to Invio, which shows you exactly what it wants to write and to which organisation, and holds it. Nothing reaches Xero until a person approves it - with a click in Invio, or by clearly telling Claude to approve it, right there in the chat - and an unapproved draft expires after 24 hours.

Yes. One connector URL works with both Claude and ChatGPT on the same subscription - you do not need a second plan to use more than one assistant. See the ChatGPT-specific guide if you use both.

No. Invio is an independent connector built on Xero's official API. We are not affiliated with, endorsed by, or certified by Xero, Anthropic, or Claude, and we say so on every page.